Internet - Acquiring / E-Comm Solution

Reliable payments for your business: Even if one processing center experiences issues, transactions continue smoothly, with a 99.9% success rate.

Developed entirely by YIĞIM’s in-house team, this integrated payment gateway supports cards for online stores and apps, ensures the highest transaction success rates, and protects customer data with advanced encryption and tokenization.

Internet - Acquiring / E-Comm Solution

Real-Life Example

Secure Pre-Authorization

In services like food delivery or taxi rides (e.g. Wolt, Uber or Bolt ), funds can be securely pre-authorized and blocked (frozen) until the service is delivered.
If the service is canceled or not used, the amount is unblocked (returned back) to the customer — without any commission or penalty.
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Internet - Acquiring / E-Comm Solution

3 Things To Know

1

Service Stability

YIĞIM is connected to multiple processing centers, automatically rerouting transactions if one of them fails to ensure uninterrupted service

2

Secure Transactions

We are PCI DSS certified and authorized by the Ministry of Digital Development and Transport of Azerbaijan for managing personal data. We are also certified by the Central Bank of Azerbaijan (CBAR).

3

Simplicity

Simplifies yout accounting by reconciling with YIĞIM instead of multiple banks

Internet - Acquiring / E-Comm Solution

Main Functions

Card Save

Card Save

Cards used previously are securely tokenized and stored for future use

Secure Transaction Processing

Secure Transaction Processing

We support 3D Secure for absolute peace of mind

Holding Funds

Holding Funds

YIĞIM holds the funds until the service is being fulfilled (e.g. a taxi ride)

Refunds

Refunds

Easy refund management directly through your dashboard (e.g. taxi ride was cancelled)

Market Leader in Foreign Card Acceptance

Market Leader in Foreign Card Acceptance

Expanded reach to international customers

Notifications

Notifications

Automated SMS and email alerts for payment confirmations

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FREQUENTLY ASKED QUESTIONS

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Internet Acquiring is a payment solution that enables businesses to securely accept online payments through their websites and mobile applications.

Through YIĞIM, businesses can accept payments made with Visa, Mastercard, UnionPay, American Express, and local bank cards. Apple Pay and Google Pay can also be enabled based on the business's requirements.

This solution is ideal for online stores, utility payment providers, marketplaces, taxi and delivery platforms, hotels, ticketing services, and any other businesses that accept payments online.

The integration process is typically completed within 2 weeks. The timeline may vary depending on the business's technical readiness and other factors.

No. YIĞIM is connected to all major processing centers. If one processing center experiences an outage, transactions are automatically routed to another, ensuring uninterrupted payment processing.

Payments are protected using PCI DSS security standards, 3D Secure, and tokenization technologies.

No. With the customer's consent, card details can be securely stored, allowing future payments to be completed more quickly and conveniently.

Yes. Using the pre-authorization feature, funds can be held for up to 28 days. Afterward, the authorization can be released if no charge is made, and completed transactions can be refunded either fully or partially.